Blog

First-home loan grants 22 Feb 2016

There are two grants when it comes to using your KiwiSaver for your first home purchase. The KiwiSaver HomeStart grant is administered by Housing NZ and the KiwiSaver first home withdrawal is administered by your KiwiSaver provider. read more...

What to do with KiwiSaver once you turn 65 15 Feb 2016

So you have hit the age of retirement and so long you have been in KiwiSaver for at least 5 years you are able to gain access to your KiwiSaver savings. However, you need to decide how you would like your money first… If you want it at all at this stage. read more...

Purchasing your first home with KiwiSaver 01 Feb 2016

So you have been saving hard with KiwiSaver and are now ready to purchase your first home? Great! Home ownership is a massive investment and one that needs great consideration before jumping in feet first. Do you home work! Below are a few things to consider before placing an offer on your first home. read more...

Getting the most out of your KiwiSaver 12 Jan 2016

You are knowledgeable enough to know that having KiwiSaver is a great idea to either save for your first home deposit or save for your retirement come the age of 65. But have you got the right plan in place and are you making the most of your KiwiSaver fund to reap the greatest benefits? Here are a few tips and ideas to make sure you are doing the right things for your investment. read more...

Part Two: Reducing debt so your KiwiSaver is spent well 21 Dec 2015

Part two following on from our last blog discusses practical ways to saving money so that your KiwiSaver savings can go on funding an enjoyable lifestyle in the current rather than merely covering debt repayments from years’ worth of HPs, credit cards and finance etc.  read more...

Part One: Reducing debt so your KiwiSaver is spent well 16 Dec 2015

When it comes to planning for retirement, you need to plan ahead rather than just at the time. Thinking about where you will live and how you will afford your lifestyle are important, but arguably even more important than that is getting rid of debt well before you hit retirement and hang up your working boots. This is a two part blog on steps you can follow to get rid of debt hanging around so that come retirement you can use your KiwiSaver to enjoy life rather than paying debt repayments.  read more...

Choosing and comparing KiwiSaver schemes 04 Dec 2015

We think it’s a great thing that New Zealanders have a say in which KiwiSaver provider gets to look after their well-earned retirement fund. That’s right – KiwiSaver lets you choose who is going to be your KiwiSaver provider! read more...

Using KiwiSaver to help buy your first home 13 Nov 2015

So you have found a house you want to purchase and put an offer in, with assumption you can use your KiwiSaver funds. There are a few points to note with regards to using your KiwiSaver funds for your first home purchase. Read through the points below. There have been cases where purchasers have had to pull out of the deal because they were unable to use the funds they thought were available. read more...

Find The Best KiwiSaver Scheme for you 30 Sep 2015

There are five types of KiwiSaver funds you are able to select when considering your contributions. When you put money into KiwiSaver, managers invest it in income or growth asset.  Income assets pay interest and generally the KiwiSaver fund gets the money back at the end of the term. Similarly, growth assets pay dividends or rent and you will gain when these assets grow. Growth funds are more risky and are good for those who intend to leave their funds in KiwiSaver for ten plus years.  If you intend on using your funds sooner, say in the next three years, you need to choose the best KiwiSaver scheme for that scenario.  You can change your Kiwisaver quite easily using our website. read more...

Retirement myths busted 16 Sep 2015

Retirement can seem a long-way away for many people, especially when we’re busy working hard to provide for our families. But it’s important to give it some thought now, because with retirement will come a whole new set of issues and situations that you might not have been aware of. read more...