Before you use the KiwiSelect website there are some important things to be aware of and information that you might find useful. It's important you read and understand these disclaimers. The tools provided to help you choose a particular investment fund are provided in good faith. However, they are based on specific assumptions and modelling criteria that may not be relevant to your individual circumstances.

No personalised advice

The sole objective of this website is to provide class service to New Zealanders in respect of their KiwiSaver investments. The information provided and services described in this website are of a general nature and are not intended to be personalised financial advice to you. The information provided in this website is not intended to be a substitute for professional advice. If you wish, you may seek appropriate personalised financial advice from an authorised financial adviser to suit your individual circumstances.

Kiwiselect.co.nz has been developed in good faith to help New Zealanders compare and choose a KiwiSaver Provider when acting on their own behalf. Before choosing the KiwiSaver Provider and/or any particular KiwiSaver investment fund available on this website, you should satisfy yourself as to its suitability for your situation, needs, and objectives.

No warranties

While every effort is made to ensure the information on this website is up-to-date and correct, KiwiSelect makes no representations or warranties of any kind, express or implied, about the accuracy, reliability, completeness, suitability or availability of the website or the information provided on the website about the KiwiSaver schemes, products and services offered by the respective Providers whose names have been listed on this website. The information on this website is subject to change at any time. KiwiSelect is under no obligation to update any information on this website or correct any errors in the information after it is published on the website. Any reference on this website to historical information and performance of a product or service may not necessarily be a good guide to future performance. You are solely responsible for any actions you take or do not take by relying on such information.

To the full extent legally allowable, the directors, contractors, associates and staff of KiwiSelect expressly disclaim all and any liability and responsibility to any person in respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance, whether wholly or partially, upon the whole or any part of the contents of this website. The disclaimers and limitations of liability do not prejudice your rights under the Consumer Guarantees Act 1993, nor are they intended to exclude liability arising under statute.

This operation of this website is not endorsed by, or affiliated with, or promoted by, any of the KiwiSaver Providers referred to on this website.

Any pages with references to a particular KiwiSaver Provider on this website may be an authorised advertisement for the purposes of the Securities Act 1978 by the KiwiSaver Provider referred to. Only those pages have been authorised by the KiwiSaver Provider and is believed to be accurate at the time of release (November 2012). Please refer to the particular KiwiSaver Provider's investment statement for more information. The KiwiSaver Providers, trustee companies and any related companies or persons do not accept liability for, or consequence of, any error or omission from use of any of the information on this website.

Security and privacy

Your security and privacy is paramount, and we strive to ensure that your information is stored securely. However no data transmission over the Internet can be guaranteed as totally secure. While we strive to protect such information, we do not warrant and cannot ensure the security of any information which you may transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk.

Linked Websites

KiwiSelect is not responsible for, and has no knowledge of or control over the content of any websites linked to this website. Links to other websites are provided solely to assist your easy connection to those websites. KiwiSelect does not sponsor or endorse, or accept any liability for the content of those linked websites.

Copyright, trademarks and intellectual property rights

All materials on this website are protected by copyright and intellectual property laws and are the property of KiwiSelect unless otherwise explicitly stated. The website may also contain a number of trademarks, logos and symbols which are either owned by KiwiSelect or used with the approval of the owners of respective trademark, logo, or symbol. Nothing on the website should be construed as granting any licence to use any trade mark without the permission of the trade mark owner. Any material on this website that is identified as being subject to copyright of a third party, authorisation to use or reproduce such material must be obtained from that third party. Unless stated otherwise, you may access and download the materials located on this website only for personal, non-commercial use.

NZ jurisdiction only

The investment products available on KiwiSelect may only be used by persons resident in New Zealand. The information published on this website is governed by, and has been prepared to comply with, the New Zealand law. The information is only intended for persons within the New Zealand jurisdiction and is not intended for persons outside the New Zealand jurisdiction. By using KiwiSelect you are deemed to represent that you are a New Zealand resident acting on behalf of yourself. KiwiSelect does not accept responsibility for the compliance of this information with the laws of any other country. The laws of New Zealand shall govern your use of the website and by visiting this website you hereby agree to submit to the exclusive jurisdiction of the New Zealand courts.

Your use of the KiwiSelect website will deem to imply you understand and agree to this Disclaimer.